Sometimes with the weight of credit card debt just transferring your cards to take advantage of 0% interest on the transferred balance for 10 or 12 months just isn't enough.
To make ends meet you might still need to make purchases on your card, in this case you might be better off switching to a card that offers a shorter interest free period on your transferred balance but gives you a much lower interest rate on purchases.
| Card Name | Balance Transfer | Intro Purchases | Typical APR |
| Alliance & Leicester Online Credit Card | 0.0%12 months | 0.0% 3 months | 15.9% |
| AA Online Credit Card MasterCard | 0.0% 9 months | 0.0% 3 months | 15.9% |
| AA Online Credit Card MasterCard Tier 2 | 0.0% 9 months | 0.0% 3 months | 16.9% |
| AA Online Credit Card MasterCard Tier 3 | 0.0% 9 months | 0.0% 3 months | 17.9% |
| AA Online Credit Card MasterCard Tier 4 | 0.0% 9 months | 0.0% 3 months | 19.9% |
| Abbey Credit Card | 0%13 months | 0.0% 3 months | 15.9% |
| Abbey Credit Card MasterCard/Visa | 0.0%13 months | 0.0% 3 months | 15.9% |
| Alliance and Leicester Platinum | 0.0%12 months | 0.0%3 months | 15.9% |
| Amazon.co.uk MasterCard | 0.0% 9 months | 0.0%6 months | 15.9% |
| AOL Rewards American Express Credit Card from MBNA | 0.0%12 months | 0.0%3 months | 16.9% |
| AOL Rewards Amex | 0.0% 12 months | 0.0%3 months | 16.9% |
| Arsenal MasterCard | 0.0% 12 months | 0.0%3 months | 15.9% |
| ASDA Credit Card | 0.0% 9 months | 0.0%3 months | 16.8% |
| Bank of Cyprus Platinum Visa | 0.0% 12 months | 0.0%3 months | 15.9% |
| Bank of Cyprus Visa | 0.0% 12 months | 0.0%3 months | 15.9% |
| Bank of Ireland (UK) Gold MasterCard | 0.0% 9 months | 0.0%3 months | |
| Bank of Ireland (UK) MasterCard | 0.0% 9 months | 0.0%3 months | 16.9% |
| Bank of Ireland (UK) Moneyback MasterCard | 0.0% 6 months | 0.0%3 months | 16.9% |
| Bank of Ireland (UK)Moneyback Gold MasterCard | 0.0% 6 months | 0.0%3 months | 16.9% |
| Bank of Scotland One 12 Month Offer MasterCard | 0.0% 12 months | 0.0%12 months | 15.9% |
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