Credit Cards with Low Interest Rate on Purchases

Sometimes with the weight of credit card debt just transferring your cards to take advantage of 0% interest on the transferred balance for 10 or 12 months just isn't enough.

To make ends meet you might still need to make purchases on your card, in this case you might be better off switching to a card that offers a shorter interest free period on your transferred balance but gives you a much lower interest rate on purchases.

 

 

Card NameBalance TransferIntro PurchasesTypical APR
Alliance & Leicester Online Credit Card 0.0%12 months0.0% 3 months15.9%
AA Online Credit Card MasterCard0.0% 9 months0.0% 3 months15.9%
AA Online Credit Card MasterCard Tier 20.0% 9 months0.0% 3 months16.9%
AA Online Credit Card MasterCard Tier 30.0% 9 months0.0% 3 months17.9%
AA Online Credit Card MasterCard Tier 40.0% 9 months0.0% 3 months19.9%
Abbey Credit Card0%13 months0.0% 3 months15.9%
Abbey Credit Card MasterCard/Visa 0.0%13 months 0.0% 3 months15.9%
Alliance and Leicester Platinum0.0%12 months0.0%3 months15.9%
Amazon.co.uk MasterCard0.0% 9 months0.0%6 months15.9%
AOL Rewards American Express Credit Card from MBNA0.0%12 months0.0%3 months16.9%
AOL Rewards Amex0.0% 12 months0.0%3 months16.9%
Arsenal MasterCard0.0% 12 months0.0%3 months15.9%
ASDA Credit Card0.0% 9 months0.0%3 months16.8%
Bank of Cyprus Platinum Visa0.0% 12 months0.0%3 months15.9%
Bank of Cyprus Visa0.0% 12 months0.0%3 months15.9%
Bank of Ireland (UK) Gold MasterCard0.0% 9 months0.0%3 months
Bank of Ireland (UK) MasterCard0.0% 9 months0.0%3 months16.9%
Bank of Ireland (UK) Moneyback MasterCard0.0% 6 months 0.0%3 months16.9%
Bank of Ireland (UK)Moneyback Gold MasterCard0.0% 6 months 0.0%3 months16.9%
Bank of Scotland One 12 Month Offer MasterCard0.0% 12 months0.0%12 months15.9%


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